Rate Chart

You may click on all Account types to view more information. 
All CDs are available as IRAs for terms of 91 days or greater. 

Account

Min. Opening
Deposit

Min. Balance
to Obtain
Annual
Percentage
Yield

Interest Rate

Annual Percentage
Yield

Savings Account

$100

$100

0.10%

0.10%

My First Million
Savings

$5

$0.01

0.10%

0.10%

Wealth 101
Statement Savings

$50

$0.01

0.10%

0.10%

Ultimate Interest
Checking

$500

$500

Balance $500.00-
$14,999.99
0.06%
Balance $15,000
and up
0.08%

Balance $500.00-
$14,999.99
0.06%
Balance $15,000
and up
0.08%

Elite Plus Checking

$1,000

$1,000

Balance $1,000.00
and up
0.10%

Balance $1,000.00
and up
0.10%

Maximum Yield
"MY" Checking

 $100

 $0.01

Balance $0.01-$25,000
(Qualifications Met*)
1.05%
Balance $25,000.01 and Up
(Qualifications Met*)
0.12%
All Balances
(Qualifications Not Met*)
0.10%

 Balance $0.01-$25,000
(Qualifications Met*)
1.06%
Balance $25,000.01 and Up
(Qualifications Met*)
0.12%
All Balances
(Qualifications Not Met*)
0.10%

Regular Money
Market

$1,000

$1,000

Balance
$1,000.00-
$14,999.99
0.13%
Balance
$15,000.00-
$49,999.99
0.15%
Balance
$50,000.00
and up
0.30%

Balance
$1,000.00-
$14,999.99
0.13%
Balance
$15,000.00-
$49,999.99
0.15%
Balance
$50,000.00
and up
0.30%

Maximum Yield
Money Market

$15,000

$15,000

Balance
$15,000.00-
$39,999.99
0.15%
Balance
$40,000.00-
$84,999.99
0.31%
Balance
$85,000.00
and up
0.34%

Balance
$15,000.00-
$39,999.99
0.15%
Balance
$40,000.00-
$84,999.99
0.31%
Balance
$85,000.00
and up
0.34%

Business Money
Market

$1,000

$1,000

Balance
$1,000.00-
$14,999.99
0.08%
Balance
$15,000.00-
$49,999.99
0.15%
Balance
$50,000.00
and up
0.26%

Balance
$1,000.00-
$14,999.99
0.08%
Balance
$15,000.00-
$49,999.99
0.15%
Balance
$50,000.00
and up
0.26%

Business Maximum
Yield Money
Market

$15,000

$15,000

Balance
$15,000.00-
$39,999.99
0.15%
Balance
$40,000.00-
$84,999.99
0.31%
Balance
$85,000.00
and up
0.34%

Balance
$15,000.00-
$39,999.99
0.15%
Balance
$40,000.00-
$84,999.99
0.31%
Balance
$85,000.00
and up
0.34%

31 Day CD

$500

$500

0.10%

0.10%

60 Day CD

$500

$500

0.10%

0.10%

91 Day CD

$500

$500

0.10%

0.10%

6 Month CD

$500

$500

0.20%

0.20%

12 Month CD

$500

$500

0.41%

0.41%

18 Month CD

$500

$500

0.42%

0.42%

24 Month CD

$500

$500

0.58%

0.58%

30 Month CD

$500

$500

0.58%

0.58%

36 Month CD

$500

$500

0.93%

0.93%

48 Month CD

$500

$500

1.08%

1.08%

60 Month CD

$500

$500

1.19%

1.20%

*MY Checking
My Checking qualifications include: Electronic Statements, 12 or more Debit or Credit MasterCard point of sale purchases, and 1 ACH direct deposit or payment per statement cycle.

Certificate of Deposit (CD)
A penalty may be imposed for early withdrawal.
Fees could reduce earnings in the account.
Daily balance - amount of the principal in the account each day.

Other Accounts
Fees could reduce earnings in the account.
The interest rate and annual percentage yield may change after account opening.
Daily balance - the amount of the principal in the account each day.


Interest Rates and Annual Percentage Yields are current as of March 7, 2014.
For current rate information call (816) 795-9933.